Salary vs Savings Rate: Why a ₹1 Lakh Salary Can Still Feel Broke in 2026
“I earn ₹1 lakh a month, so why am I still broke?” It sounds strange, but it is becoming a familiar question. A higher salary can improve your life while doing surprisingly little for your bank balance if expenses rise at the same speed. The missing number is your savings rate. Salary Is Not Wealth

